As an arborist, you face numerous challenges in your business every
day – from complying with regulatory issues, to staying up to date
with the latest techniques in your field, and finding ways to grow
your business.
With all the stresses you have to deal with, your business insurance
shouldn’t be one of them. You need the assurance that your insurance
program is designed to meet your business’s unique needs.
That’s just what you’ll find with The Hartford’s Arborists Insurance
Program created especially for businesses that perform tree care,
landscaping or lawn care services.
Arborists Program Brochure
Branch Out with Broad Coverage
Specialized Coverage
To meet the unique needs of your industry, we offer customized
coverage for:
- Workmanship error – for repair or replacement of trees and shrubs
accidentally damaged or destroyed by your work
- Tools and equipment (optional) – to protect your inland marine
equipment, such as chainsaws, chippers and cranes, from fire,
theft or other covered causes of loss
- Herbicide and pesticide application (optional) – for bodily injury
and property damage caused by pesticide and herbicide application
away from premises that you own or rent
- Auto pollution liability (optional) – for all covered autos
Property
Our Property Choice® policy features additional coverages that go
beyond a typical property insurance policy. These include:
- Coverage for property stored at an unnamed premises
- Optional business interruption and extra expense coverage to
protect your income if your business is shut down due to a covered
cause of loss
- A number of other automatic and optional coverages
General Liability
The Hartford’s broad General Liability Choice® policy
protects against injuries to others that occur at your
business, as well as:
- Automatic coverage for additional insureds when
required by written contract
- Automatic primary and noncontributory additional
insured status when required by written contract
- Waiver of subrogation when an insured waives their
rights of recovery in a contract, agreement or permit
that was executed prior to the injury or damage
Commercial Automobile
Our program provides commercial auto coverage for
your business’s automobiles and extends coverage to
your employees while operating their own vehicles on
the job.
Umbrella
Designed to begin where our primary coverage ends,
The Hartford’s umbrella coverage provides an added
layer of liability protection for added peace of mind.
Trim Costs with ValuableServices
Loss Control
To help you enhance safety and reduce losses at
your operations, The Hartford offers risk management
information on a variety of topics, including customer
contracts, slips and falls, equipment maintenance,
and more.
Claims
Since 1810, The Hartford has delivered on our promises
to pay claims. We make it easy for you to report
a claim as soon as it happens with our 24/7, online
claim reporting. Our claim services can help you:
- Save money on your insurance costs
- Keep your business ruining
- Get injured employees back to work as soon as
medically appropriate
We also provide medical networks, medical bill
review, fraud detection, and subrogation and
recovery services.
Direct Billing
The Hartford’s flexible direct billing program or
electronic funds transfer option lets you choose the
appropriate payment plan for your business. Some
optional plans* include, but are not limited to:
- Ten payment plan, with 25% down and nine
equal installments
- Four payment plan, with 50% down and three
equal installments
Trust The Hartford to
Insure Your Business
An insurance program is only as good as the
company that stands behind it. The Hartford is one
of the oldest and most financially stable insurers
in the country. Since 1810, we have served our
customers responsively with insurance protection to
meet their needs. You can count on The Hartford to
be here for you whenever you need us.
Contact Us Today
To start enjoying the security of quality insurance
protection through The Hartford’s Arborists
Insurance Program, call your local independent
Hartford agent today.
*Subject to an administrative fee which may vary by state
To find out more, please contact Chris Millerick at 857-816-4935, or by email cmillerick@elliotwhittier.com